Credit Cards» Credit Cards for Bad Credit

Credit Cards for Bad Credit

A credit card is one tool that can help you build your credit history. Two of the most important steps you can take that may help to positively affect your credit profile: Always make on-time payments with all of your creditors and keep your balances low relative to your credit limits.

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First PREMIER® Bank MasterCard® Credit Card
on First PREMIER® Bank's
secure website
  • Must have a checking account to qualify
  • A credit card offer for those currently building credit history
  • All credit types welcome to apply!
  • Quarterly FICO score on your monthly billing statement.
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals
  • Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report.
  • The next First PREMIER Bank credit card customer could be you!
Terms and Restrictions Apply
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
N/A
Intro APR
N/A
Intro APR Period
0%
Intro APR
See Terms
Intro APR Period
49.9% - 49.9%
Variable
See Issuer Website
Bad Credit
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First PREMIER® Bank Credit Card
on First PREMIER® Bank's
secure website
  • Must have checking account to qualify.
  • Unlike some other issuers, we may approve those currently building their credit history.
  • Monthly reporting to the major Consumer Reporting Agencies.
  • Issued by FDIC-insured First PREMIER® Bank.
  • Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
  • Top 20 Issuer of MasterCard Credit Cards
Terms and Restrictions Apply
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
N/A
Intro APR
N/A
Intro APR Period
0%
Intro APR
See Terms
Intro APR Period
49.9
Fixed
See Issuer Website
Bad Credit
logo
Apply Now
Credit One Bank® Cash Back Credit Card
on Credit One Bank's
secure website
  • See if you Pre-Qualify without harming your credit score
  • 1% cash back on eligible purchases, terms apply
  • No deposit requirements and opportunities to build your credit
  • Enjoy the flexibility to choose your payment due date. Terms apply.
  • Receive opportunities for credit line increases, a fee may apply
Terms and Restrictions Apply
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
N/A
Intro APR
N/A
Intro APR Period
0%
Intro APR
See Terms
Intro APR Period
16.99% - 24.99%
Variable
$0 - $99
Bad Credit
logo
Apply Now
Total VISA® Unsecured Credit Card
on Mid America Bank & Trust's
secure website
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!
  • No-Fee credit line increase opportunities!
Terms and Restrictions Apply
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
N/A
Intro APR
N/A
Intro APR Period
0%
Intro APR
See Terms
Intro APR Period
29.99
Fixed
See Terms*
Bad Credit
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Apply Now
Capital One® Secured Mastercard®
on Capital One's
secure website
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
Terms and Restrictions Apply
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
N/A
Intro APR
N/A
Intro APR Period
N/A
Intro APR
N/A
Intro APR Period
24.99% - 24.99%
Variable
$0
Bad Credit
logo
Apply Now
Credit One Bank® Unsecured Visa® Credit Card
on Credit One Bank's
secure website
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Terms and Restrictions Apply
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
N/A
Intro APR
N/A
Intro APR Period
0%
Intro APR
See Terms
Intro APR Period
16.99% - 24.99%
Variable
$0 - $99
Bad Credit
logo
Apply Now
Fingerhut Credit Account issued by WebBank
on Fingerhut's
secure website
  • Holiday gifts they'll like, payments you'll love! Use your line of credit to shop over 550,000 items from great brands like Samsung, KitchenAid, and DeWalt.
  • Take advantage of low monthly payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
  • Fast, easy online application process and a quick decision
  • Not an access card
Terms and Restrictions Apply
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
N/A
Intro APR
N/A
Intro APR Period
0%
Intro APR
See Terms
Intro APR Period
24.9% - 24.9%
Variable
$0
Fair Credit
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Apply Now
First PREMIER® Bank Classic Credit Card
on First PREMIER® Bank's
secure website
  • Checking Account Required
  • We may approve those currently building their credit history
  • A credit card offer for those currently building credit history
  • A manageable credit limit can help you stay in control.
  • Monitor your account and make payments online
  • Track your progress. Your quarterly FICO Score is provided for free on your monthly billing statement.
  • Zero fraud liability protects you from unauthorized charges. Restrictions apply.
Terms and Restrictions Apply
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
N/A
Intro APR
N/A
Intro APR Period
0%
Intro APR
See Terms
Intro APR Period
49.9
Fixed
See Issuer Website
Bad Credit
logo
Apply Now
Discover it® Secured Card
on Discover's
secure website
  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Credit Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line.
  • You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
  • Earn 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • New! Receive Free Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
Terms and Restrictions Apply
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
N/A
Intro APR
N/A
Intro APR Period
10.99%
Intro APR
6 Months
Intro APR Period
23.99% - 23.99%
Variable
$0
Bad Credit
logo
Apply Now
Milestone® Gold Mastercard®
on Genesis Bankcard Services's
secure website
  • Quick pre-qualification available with no impact to your credit score
  • Easy pre-qualification process with fast response
  • Choose your custom card design - Free
  • Free online account access
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK
Terms and Restrictions Apply
Purchases Balance Transfer Regular APR Annual Fee Credit Needed
N/A
Intro APR
N/A
Intro APR Period
0%
Intro APR
See Terms
Intro APR Period
23.9
Fixed
$35-$99 (varies by credit level)
Bad Credit